Disaster Recovery & Insurance Claims · Dallas–Fort Worth
Insurance-claim remodels in DFW
TrueForm Remodeling handles insurance-claim rebuilds in DFW — water damage from supply-line and drain leaks, fire and smoke damage, hail and storm damage to siding and windows, vehicle impact, and freeze-event burst pipes like those across North Texas after the February 2021 freeze. We schedule active water and post-fire situations first and start mitigation as soon as we are on site (extraction, structural drying, board-up, tarping) to prevent secondary damage. We work directly with your adjuster, write Xactimate-aligned scopes in line-item carrier format, and file supplements when demo uncovers hidden damage. Texas law prohibits waiving deductibles — we don't, and we'll flag any contractor who offers to. A 3-year workmanship warranty covers every rebuild across Dallas, Plano, Frisco, Southlake, McKinney, Allen, Richardson, Carrollton, Grapevine, and Prosper.
What's included
- Priority scheduling for active water or post-fire situations
- Mitigation: extraction, structural drying, board-up, tarping
- Xactimate-aligned scope of work in carrier format
- Direct adjuster coordination and supplement filings
- Full rebuild — framing, drywall, paint, flooring, cabinetry, tile, and fixtures
- Final invoice tied to the approved scope
- 3-year workmanship warranty on rebuild work
Pricing ballpark
Pricing on insurance-claim work follows the carrier's approved Xactimate scope plus any approved supplements. Your out-of-pocket cost is the deductible (set by your policy) plus any upgrades you elect outside of the carrier scope (typically finish upgrades — a higher tile, a different counter, an upgraded faucet). Upgrades are quoted in writing as a separate line and paid directly to TrueForm, not through the claim.
Frequently asked
Do you work with my insurance company?
Yes. We work directly with the adjuster on every claim — Xactimate-aligned scope of work, line-item pricing in carrier format, supplements when discovery uncovers hidden damage, and final invoice tied to the approved scope. You sign the contract; we handle the back-and-forth with the adjuster.
What kinds of claims do you handle?
Water damage from supply line, drain, or appliance leaks; fire and smoke damage; storm and wind damage; hail damage to siding and windows; vehicle impact; and freeze-event burst pipes (common in DFW after the 2021 and 2024 freezes). We don't handle mold remediation directly — we partner with a licensed Texas mold contractor when needed.
How fast can you start mitigation?
Active water and post-fire calls are scheduled first. Mitigation — water extraction, structural drying, board-up, tarping — starts as soon as the crew is on site to prevent secondary damage that the carrier may not cover.
Will you handle the deductible?
No. Under Texas law, contractors cannot waive or rebate insurance deductibles. The deductible is your contractual responsibility under the policy. If you want to spread that cost out, our financing page lists lenders you can compare. TrueForm is not a lender.
What if the adjuster's scope is missing items?
We file a supplement. Hidden damage often surfaces during demo — a leak behind drywall, charred framing under intact sheathing, water-damaged subfloor under tile. We document with photos, write the supplement in Xactimate format, and submit it for approval before continuing that line of work. Most carriers approve well-documented supplements within 5–10 business days.
Active claim? Reach us now.
Active water and post-fire situations are scheduled first. We start mitigation as soon as we are on site and coordinate with your adjuster from there.